Financial Aid Programs Offered.
There are three types of financial aid:
Grant aid is gift aid that does not have to be repaid.
Loan aid is assistance that must be repaid, but normally not while a student remains enrolled at least half-time.
Work aid is financial assistance earned through part-time employment.
If you meet the March 1st priority deadline for submitting the proper application and
satisfy the eligibility requirements, you will be considered for the various types of financial assistance available at UNO.
Grants.
- Federal Pell Grant - federal
gift aid, usually considered the foundation of a student's financial
aid package, and is the base upon which other awards are built. Annual
Pell Grant awards range from $200 to $4,310, depending on your financial
need, depending on your Expected Family Contribution and the number
of hours you are enrolled. Pell Grant awards are reserved for students
who do not already hold a bachelor's degree.
- Federal Academic Competitiveness Grant (AC) - federal gift
aid awarded to students in their first or second academic years. Additional requirements:
1st year (0-24 Credit hours)
- Full time student
- US Citizen
- Federal Pell Grant recipient
- Completed a rigorous secondary school program after January 1, 2006. (See below)
2nd year (25-48 Credit hours)
- Full time student
- US Citizen
- Federal Pell Grant recipient
- Completed a rigorous secondary school program after January 1, 2005. (See below)
- 3.0 Cumulative GPA
Rigorous program is defined for the 06-07 & 07-08 Academic years as:
- Advanced or Honor programs as recognized by the Secretary of Education.
- State Scholars Initiative. This program, supported by Congress, sets course requirements modeled after the National Commission
on Excellence in Education recommendation. Fourteen states participate in this program and eight additional states will begin participating this year.
Minimum requirements are four years of English, three years of math (including Algebra I, Algebra II and Geometry), three years of lab science (biology, chemistry, physics),
three and one-half years of social studies and two years of a language other than English.
- Course requirements similar to the State Scholars Initiative Program. Requires four years of English, three years of Math (including Algebra I and a higher level course
such as Algebra II, Geometry, or Data Analysis and Statistics), three years of science (including at least two courses from biology, chemistry or physics), three years of
social studies, and one year of a foreign language.
- Advanced Placement (AP) or International Baccalaureate (IB) courses and scores. Student who have taken two AP or IB courses and received passing scores on the exams for
those courses will be considered eligible.
- Federal SMART Grant- federal gift aid awarded to students in their third (49 – 72 credit hours) and fourth (73-minimum number of credits required for graduation) academic years. Additional requirements:
- Full time student
- US Citizen
- Federal Pell Grant Recipient
- Cumulative 3.0 GPA prior to each disbursement
- Pursuing a major in the following majors as determined by the Secretary of Education and the Director of National Intelligence.
- Enrolled in at least one class required for your MAJOR.
Eligible Majors:
01.1103 PHRT Pre-Horticulture
03.0104 ENVN Environmental Studies
11.0103 INFT Information Technology
11.0701 CSCI Computer Science
14.0101 PENG Pre-Engineering
14.0301 PAGE Pre-Agricultural Engr
14.0301 PBSE Pre-Biological Systems Engr
14.0401 AE Architectural Engineering
14.0701 CHME Pre-Chemical Engineering
14.0801 CIVE Civil Engineering
14.0901 CENG Computing Engineering
14.1001 EENG Electronics Engineering
14.1001 ELEC Pre-Electrical Engineering
14.1201 PHEN Physics-Engineering
14.1201 PHEN Physics-Engineering
14.1901 MENG Pre-Mechanical Engineering
14.3301 CONE Construction Engineering
14.3501 ISMG Pre-Industrial Engineering
15.0303 EET Electronics Engineering Tech
15.0612 ISTC Industrial Technology
15.0613 METC Manufacturing Engr Tech
15.0613 METC Manufacturing Engr Tech
15.1001 CET Construction Engineering Tech
26.0101 BIOL Biology
26.1103 BIOI Bioinformatics
26.1201 BTCH Bio-Technology
27.0101 MATH Mathematics
30.1801 GSCI General Science
40.0501 CHEM Chemistry
40.0599 MCHM Medicinal Chemistry
40.0601 GEOL Geology
40.0801 PHYS Physics
40.9999 PTCH Pre-Technical Science
- Federal Supplemental Educational Opportunity Grant(SEOG)
- federal gift aid awarded to undergraduate students
with high levels of financial need. SEOG awards range from $200 to $2,700
annually.
- Nebraska State Grant(NSG) -
a combination of federal and state gift aid administered
through the state of Nebraska. Annual NSE awards range from $200
to $2,700, and are available to undergraduate students with high levels
of need.
- University Assistance Grant (UAG) - institutional
gift assistance awarded to undergraduate students with moderate levels
of need. UAG awards range from $200 - $2,000.
- University Tuition Grant(UTG) - institutional
gift assistance awarded to undergraduate students with high levels of
need. UTG awards normally range from $200 to $2,700 annually.
- University Tuition Assistance Grant(UTAG) - institutional
gift assistance awarded to undergraduate and graduate students with
moderate levels of need. UTAG awards normally range from $200 to $1,000
annually.
- Tuition Assistance Program (TAP) Grant - institutional gift
assistance awarded to Pell-eligible, undergraduate, Nebraska resident students
who submit their FAFSA by April 1, and complete the aid process no later
than June 1. TAP awards range from $200 - $2,700.
Loans.
- Federal Perkins Loan - low interest
federal loan aid, available primarily to undergraduate students enrolled
at least 3/4 time and graduate
students enrolled at least 1/2 time. Interest accrual and loan repayment begin
nine (9) months after you cease to be enrolled at least half-time. Annual
awards normally range from $1,000 to $3,000.
- Federal Stafford Loan - loan
aid provided by a lender such as a bank or credit union at interest
rates below the market lending rate. A freshman student may be eligible
to borrow up to $3,500 annually; a sophomore student up to $4,500; a
junior or senior student up to $5,500; a graduate student up to $8,500.
Independent students may be eligible for additional loan amounts up
to $4,000 for freshman and sophomores, $5,000 for juniors and seniors,
and $12,000 for graduate students. Factors such as total family contribution
and other financial aid received may limit the amount of loan you can
borrow. Loan interest accrual and repayment begin six (6) months after
you cease to be enrolled at least half-time.
- Federal Parent Loan to Undergraduate Students(PLUS) -
low interest loan aid provided by a lender such as a
bank or credit union. PLUS loans are available to parents of dependent
students. Financial need is not a requirement. PLUS borrowers may borrow
an amount equal to the student's cost of attendance minus other aid.
Borrowers should investigate all other sources of financial aid prior
to applying for a PLUS loan. For additional information
click here.
- Federal Graduate PLUS Loan -
low interest loan aid provided by a lender such as a bank or credit union.
Graduate PLUS loans are available to graduate students enrolled at least half-time.
Financial need is not a requirement. Graduate PLUS borrowers may borrow an amount equal
to student's cost of attendance minus other aid. Borrowers should investigate
all other sources of financial aid, including Federal Stafford loans prior to applying
for a Graduate PLUS loan.
For additional information
click here.
- Alternative Loans - alternative loans are
loans made available by lenders to students who need additional
funding to help with their educational costs. For additional information
click here.
Work.
- Federal Work-Study(FW-S) - assistance
is federal aid earned through part-time on-campus or off-campus employment.
Work opportunities are available at many UNO locations. Students who receive
a Federal Work-Study offer in their financial aid package are not guaranteed
a work-study job. Students are paid at least a minimum wage and FW-S
earnings are paid every two weeks. The office of Student Employment Services,
554-2321 has a complete listing of FW-S opportunities. Job listing information
can also be found at: http://www.unomaha.edu/humanresources/Documents/fed_work.pdf.